Retirement Benefits

The University of North Carolina (UNC) sponsors various retirement programs (e.g., the UNC Optional Retirement Program (ORP), the UNC Governmental Excess Benefit Arrangement, the UNC Code Section 403(b) Plan, and the UNC Code Section 457(b) Plan), which provide you the opportunity to save for your financial future. We continuously strive to improve these programs to help ensure that you reach your retirement savings goals.

UNC Optional Retirement Program (ORP)  


UNC Code Section 403(b) Plan


UNC Code Section 457(b) Plan 


UNC Phased Retirement Program for Tenured Faculty 


State Sponsored Retirement Plans